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I would say that it would depend upon the attitude and orientation with which we do such planning -- specifically, whether we take God and eternity into account, or whether we are thinking only of ourselves, and of this life and world. Any planning that we do should be with the recognition that all such plans (as well as the time in which to perform them) are ultimately subject to God's discretion, control, and involvement (Luke 12:13-21), and take that fact into account (as noted by James in the passage cited in the question). For Christians, it should also reflect our obligations to love and serve God and others in the use we make of the "3 T's" (time, talents, and treasure) that He has entrusted to us, and our awareness of the eternal consequences of those decisions.
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