NKJV - 24 There is one who scatters, yet increases more; And there is one who withholds more than is right, But it leads to poverty.
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I would say that the verse is speaking of individuals' attitudes and practices toward their material resources (including money), and how those attitudes and practices can result in outcomes that are actually the opposite of what the individuals are striving toward. Individuals who are generous in the distribution of their resources to others will (paradoxically) find those resources actually increasing, due both (I would say) to reciprocal actions by others toward them, as well as through blessings given by God in approval of their generosity. By contrast, individuals who are stingy with their resources (in an attempt to retain them) will instead lose them through the negative effects of their actions. To me, this verse is similar to Jesus' parable of the talents (or minas) in Luke 19:11-27 and Matthew 25:14-30, in which the servant who hoarded the resources that were entrusted to him by burying them (instead of increasing them through investing them), ended up losing even the small amount of resources that he had.
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